First time buyers scheme

Published on 11/02/2013 12:51

Dozens of first time buyers will be supported onto the property ladder after Derbyshire County Council approved a £2m investment in schemes to help secure mortgages and boost the local economy.

The authority’s cabinet today (February 11) agreed to join forces with LloydsTSB to launch the Derbyshire Lend a Hand Scheme.

Once the legal formalities between the county council and LLoydsTSB are completed, first time buyers who meet the scheme’s criteria will be eligible for a mortgage with a preferential interest rate if they can raise a five per cent deposit.

The maximum loan value will be £142,500, meaning borrowers who are approved by LloydsTSB credit checks could purchase a property up to the value of £150,000 with a five per cent deposit of £7,500, on properties with a qualifying post code.

To register your interest in the Derbyshire Lend a Hand Scheme go to www.derbyshire.gov.uk/yourfirsthome

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